Employee Capital Plans (in Polish: PPKs) are a new form of company pension systems in Poland. They will be successively introduced, first in large companies (from 2019), and then, in subsequent years, in small and medium-sized enterprises as well as in the public finance sector. The specific design of these programs (the financial participation of the employer, employee and the State in this program), creates a real chance of accumulation of additional savings for retirement, which have so far been underdeveloped in Poland. The article presents preliminary results of research on the possibilities of using PPK as a long-term instrument for motivating employees.